Fate Louise

  This year's Christmas is filled with joy and love with my family. On December 29, we went on a joyful vacation and visited the historic Paoay Church. We were amazed by the beauty of its architecture and the serene environment that gave us the opportunity to pray and reflect. After this, we stopped by Robinsons to shop. The experience was very joyful because we could really feel the vibrant spirit of Christmas while shopping for gifts and necessities. On December 31, the entire Rabena family gathered for our year-end party. That day was joyful and full of life because of the delicious food, laughter, and stories. We all prepared everything together—from cooking the food to arranging the decorations. The event was made even more memorable with a gift exchange and an exciting program full with surprises and activities. We celebrated the New Year with joy at the stroke of midnight. Colorful fireworks...

  The beginning of the year is a fantastic time to review objectives and make positive changes. Saving money is something I often take for granted, so this year I made the decision to focus on it. Back then, I often spent on unnecessary things, so my savings were always short when there was a sudden need. This year, I understood the importance of being careful with money, not only for security but to reach my dreams. To accomplish my goal of saving, I will plan carefully.I start by making a monthly budget to keep tabs on my expenses and identify areas for savings. Second, I'll set up a different savings account and contribute a portion of my monthly paycheck to it. Lastly, I'll learn to prioritize the things that are vital and refrain from purchasing items that aren't necessary. I know this process will not be easy. There are temptations and times when I may struggle to control spending. But I'm determined to stay disciplined and remember why I'm doing it. By the en...